ROENRUUA
Microloans

Financing for your business

Microloans of up to 100,000 lei for entrepreneurs and businesses in the Republic of Moldova. Use the calculator for an indicative estimate of your monthly payment.

Calculator

Estimate your monthly payment

For microloans of up to 100,000 lei. Choose the amount and the term — the interest rate is fixed at 2% per month. Instantly see the monthly payment, the total to repay and the APR (DAE).

50,000 lei
5,000 lei100,000 lei
Term12 months

Fixed interest: 2% per month

Monthly payment5,167 lei
Total to repay62,000 lei
Total cost (interest)12,000 lei
DAE50.52%

Representative example of the total credit cost:

If a loan of 10,000 lei is granted at 2% per month for a 6-month term, then:

(10,000 × 2% × 6 months) / 100% = 1,200 lei

Monthly interest = 1,200 lei / 6 months = 200 lei

The calculator follows the standard repayment schedule — a fixed interest rate of 2% per month applied to the full loan principal, with the principal repaid in equal monthly instalments, for terms of 3, 6, 12, 18 or 24 months. It is indicative and does not constitute an offer; the final terms are set in the contract.

Simple steps

How you get financing

From application to receiving the money in four simple, transparent steps — without needless bureaucracy.

  1. You apply

    A quick online application — just the basic details.

  2. Review and approval

    We analyse the file and make you a clear offer.

  3. You receive the financing

    After signing, the money reaches you.

  4. You repay in instalments

    Predictable monthly payments, with no hidden costs.

  1. Step 1

    You apply

    A quick online application — just the basic details.

  2. Step 2

    Review and approval

    We analyse the file and make you a clear offer.

  3. Step 3

    You receive the financing

    After signing, the money reaches you.

  4. Step 4

    You repay in instalments

    Predictable monthly payments, with no hidden costs.

Apply for a microloan

Send your request in a few minutes

Fill in the details below and we will contact you to review your request. All marked fields are required.

  • We reply within one business day.
  • Your data is confidential and used only to assess your request.
Personal number (IDNP) from your ID — 13 digits.
Between 5,000 and 100,000 lei.
Conditions

Conditions and eligibility

Want to know whether you qualify and what you need to get started? Below you’ll find who can apply and which documents are useful when submitting the application.

Who can apply

  • Entrepreneurs, sole traders and SMEs registered in the Republic of Moldova
  • A business with current activity
  • A requested amount of up to 100,000 MDL
  • A clear purpose for the financing (working capital, equipment, expansion)

What you need when applying

  • Your business’s identification details
  • A short description of the project and the purpose of the financing
  • A basic picture of your financial situation
  • Contact details so we can come back with an offer

The final conditions — including the interest rate — are set individually, depending on the project and the impact of your business.

Uses

What you can use the financing for

From working capital to equipment or marketing — the financing adapts to the real needs of your business. The examples are illustrative.

Talk about financing →
Working capital